You Don't Need a Budget
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Krátky popis
Track every dollar you spend. Check your account balances once a
week. Always pay off your credit card bill in full.Make a
budget-and stick to it. These are just a few of the edicts you'll
find in virtually every personal finance book. But this kind of
rigid, one-size-fits-all advice-usually written for and by wealthy
white men (and a few women) with little perspective on the money
struggles that many people face-is unrealistic, and only creates
stress and shame.As a financial journalist and educator, Dana
Miranda is on a mission to liberate readers from budget culture:
the damaging set of beliefs around money that rely on restriction,
shame, and greed-much like diet culture does for food and bodies.
In this long-overdue alternative to traditional budgeting advice,
Miranda offers a new approach that makes money easy for everyone,
regardless of the numbers in their bank account. Full of
counterintuitive advice-like how to use debt to support your life
goals, how to plan for retirement without a 401K, and how to take
advantage of resources that exist to support those left behind by
the forces of capitalism-You Don't Need a Budget will empower
readers to get money off their mind and live the lives they want.
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